Refund or bill? Find out before April.
Enter your paycheck or W-2 numbers. We'll project your 2026 federal and state taxes and show what you could save. No account needed — nothing you type here is saved.
1. About you
2. Your income
Before any taxes or deductions
401(k), HSA, health insurance
We assume 22% federal withholding on bonuses
3. What if…?
Slide to see how saving more or paying certain expenses could lower your taxes.
IRA deductions can be limited if you have a workplace plan and higher income. HSAs require a high-deductible health plan. Property tax, mortgage interest and donations only help if they add up to more than your standard deduction ($16,100).
This is an educational estimate using 2026 federal brackets, standard deductions and simplified state rates. It isn't tax advice and isn't a prepared return. It leaves out many situations (capital gains, depreciation, business-income limits, other credits, local taxes). Your actual result may differ — talk with a tax professional before making decisions.